Little Ways to Save Money Before you’re 30

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Turning 30 is a momentous moment in your life and, by most people’s standards, the official marker of proper adulthood. You’re no longer a ‘young adult’, and as such you need to start thinking about the future – especially when it comes to finances. Before that big birthday comes around, here are a few life hacks for saving money. You’ll be glad you started early!

Meal plan

A great way to save some extra cash is to make sure you budget for your weekly food shop and plan your meals in advance. Meal prepping can save you money on your shop every week, while those pounds and pence will add up quickly once in your savings pot. Make a list of what to buy so you’re not wandering the aisles picking up unnecessary items.

Cut back on nights out

You don’t want to end all the fun – it is your twenties after all – but being sensible with how much you spend out will benefit you in the long run. You don’t need to go out for a meal every Friday or go clubbing every weekend to enjoy yourself. Instead, make a nice meal at home and buy your own wine to drink in. A freshly-prepared meal and a bottle of wine at home can cost less than half the price of going out for dinner and drinks.

Be bill-savvy

Don’t settle for an estimated bill on your gas and electricity, save money with a smart meter and know exactly how much you are spending per day. Small changes like using the hairdryer less often and unplugging appliances when they’re not in use can make a significant difference to your bill and don’t cause you to sacrifice any of life’s little luxuries in the process.

Little Ways to Save Money Before you’re 30

Don’t pay for pricey car parks

If you travel to work or need long-term parking, don’t spend all your spare cash on parking fees. The JustPark app allows you to book driveways and car parking spots at 70% cheaper than your standard city car parks, so over the course of a year, the savings could be vast.

Compare the market

Don’t just go along with the first utility company you find. By using price comparison websites you can search through several providers and get the best bang for your buck. There are plenty out there to choose from, while sites such as uSwitch can also compare car, home and life insurance policies too.

Watch your wallet

Small things can add up, including little expenses here and there. If you’re constantly buying lunch out or grabbing a morning coffee before work, you’ll find it harder and harder to save each month. The best way to keep track of your finances is to make a monthly budget and stick to it. There are several online budget planners out there that will help you stay within your means and save money.

Whether you’re saving for a house deposit, your dream holiday, or that new car you’ve had your eye on for a while, these tips show that saving doesn’t have to mean changing your whole lifestyle. Take small steps and you’ll soon see the pennies piling up.

*This is a collaborative post.


Posted by nearwow 358 days ago in Life  |

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