All the Ways to File Your Taxes for Free in 2025
You probably don't have to pay to pay your taxes.
Credit: Tada Images / Shutterstock.com
Tax season is now open, and the last thing you want to do is pay money to, well, prepare your return and pay your taxes by April 15. Thankfully, more taxpayers are eligible to file their taxes for free this year thanks to the expansion of the IRS' new Direct File program alongside its long-standing (but income-capped) Free File partnerships.
Here are all the ways to file your taxes for free in 2025.
IRS Free File
IRS Free File is one of several free filing options provided by the IRS. With Free File, you complete your tax return using guided software via a partner site, which then e-files it with the IRS. Most commonly used federal tax forms and schedules are available through Free File. However, your adjusted gross income must have been $84,000 or less in 2024 to be eligible for this option.
If you do qualify for Free File, go directly through the IRS website—you'll see a list of trusted third-party preparers with their eligibility criteria, or you can use the guided tool to find the best option for your situation. Note that some IRS partners will also file your state return for free, while others charge an additional fee.
IRS Direct File
The IRS piloted a new free tax filing option last year, and that program is now more widely available for completing your 2024 return. Direct File is a guided software program offered by the IRS (rather than through a third-party preparer), and unlike Free File, it does not have any income limits.
However, to use Direct File this tax season, you must have lived and worked in one of the following 25 states for all of 2024:
Alaska
Arizona
California
Connecticut
Florida
Idaho
Illinois
Kansas
Maine
Maryland
Massachusetts
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
Oregon
Pennsylvania
South Dakota
Tennessee
Texas
Washington state
Wisconsin
Wyoming
If your state is listed, be sure to check the specific residency and filing requirements.
Direct File has a few other limitations: It only accepts a handful of income, credit, and deduction types, so if you report business or rental income, itemize your deductions, or have a more complex tax situation, you won't be able to use the program. Direct File also does not include state filing—it will prompt you to a different tax prep tool once you complete your federal return.
You can get started with Direct File on the IRS website by logging in with your ID.me account (or creating one if you don't have one already). This year, the IRS will also import your tax information to autofill your W-2 and other forms.
Other ways to file your taxes for free
If you make too much for IRS Free File and live in one of the 25 states not covered by Direct File, you may still be able to file your taxes for free.
Free Fillable Forms: This option is just like it sounds. You enter your information into the IRS' fillable forms using the provided instructions and file the return yourself. There are no income limits for Free Fillable Forms, but it does have limited guidance, and state returns are not included. You will still need to create a Free File account.
Commercial tax software: If your taxes are relatively simple, you can go through tax preparation companies like TurboTax and H&R Block without paying any fees. Cash App Taxes is another free option. Note that these companies also have paid services, so make sure you understand what you are signing up for.
Volunteer tax prep help: The IRS offers free tax prep support for eligible taxpayers through the Volunteer Income Tax Assistance (VITA) and the Tax Counseling for the Elderly (TCE) programs. Taxpayers who make less than $67,000 per year, who have disabilities, or who have limited English proficiency qualify for VITA, while TCE supports those who are age 60 and older. Enter your zip code into the locator tool to find volunteer tax prep options in your area.
MilTax: MilTax offers free tax preparation and filing for eligible military members, including up to three state returns.