Medical costs in some European destinations soar by a fifth

Admiral Travel Insurance warns tourists not to rely on Ghics

Medical costs in some European destinations soar by a fifth

Medical treatment costs in some popular European destinations have risen by about 21% in the last four years, according to figures from Admiral Travel Insurance.

The insurer is urging holidaymakers to ensure they take out the right level of cover for their trips – and not to rely just on the free European Health Insurance Card (Ehic) or the new UK Global Healthcare Insurance Card (Ghic).

Figures from Admiral show medical treatment for a broken leg costs an average of nearly £2,500, while being repatriated to the UK could cost £6,000.

An emergency bypass surgery caused by a heart attack in Spain could cost the average Brit £38,000.

Cosmin Sarbu, head of Admiral Travel Insurance, said: “As we reach the peak of the summer holiday season, it’s important that anyone making plans to travel abroad gets insurance before they travel, to cover them in case they need medical treatment while they’re on holiday.

“Our analysis has shown that medical treatment costs in some popular European destinations have risen by around 21% in the last four years.”


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Sarbu said medical treatment costs have increased because of rising inflation across Europe and private clinics increasing their charges due to missed admissions during the Covid-19 pandemic.

“Common treatments such as an X-ray, stitches or for food poisoning cost hundreds of pounds in some European countries, while more serious illnesses or injuries such as a broken leg or a heart attack are among the most expensive to treat abroad and could cost thousands of pounds,” warned Sarbu.

“While not all European countries charge for all medical treatments, some of the most expensive destinations include the most popular for visitors including Spain, France and Portugal.

“Some holidaymakers are willing to risk travelling abroad without insurance to save money and think that the free Ehic or Ghic will cover them if they need medical attention while in Europe.

“While the Ehic or Ghic card does provide some protection and it’s a good idea to get one before you travel, relying on them for medical emergencies on holiday in the European Union is a risky move.

“Unlike insurance, they don’t cover for many medical costs, being flown back to the UK, or for things such as mountain rescue in ski resorts, and they are not valid on cruises.”

Picture: Faizal Ramli/Shutterstock